The property market continues to offer strong support for first-home buyers (FHBs), with various incentives designed to make homeownership more accessible. If you’re considering buying your first home and need expert guidance, our team is here to help!
Here’s a roundup of the latest home loan deals you should know about:
1. First Home Guarantee Scheme – Only 5% Deposit Required
We specialize in the First Home Guarantee Scheme (FHGS), assisting 7-10 applicants every month with a 100% success rate! This program allows eligible buyers to secure their first home with just a 5% deposit, without the need for Lenders Mortgage Insurance (LMI). The key is understanding the rules – and we’ve got that covered!
2. Exclusive Home Loan Packages for Professionals
Certain professions qualify for special home loan packages with reduced deposit requirements and no LMI, including:
✔ Doctors, Pharmacists, Nurses, and Healthcare Professionals
✔ Chartered Accountants (CA/CPA)
✔ Lawyers and Legal Professionals
With as little as 5-10% deposit, you can avoid paying LMI, making homeownership more affordable!
3. Stamp Duty Exemptions for First-Home Buyers
Some states, such as South Australia (SA) and Western Australia (WA), have introduced stamp duty exemptions for eligible first-home buyers. Conditions apply, so reach out to us for the latest updates based on your location.
4. First-Home Buyer Cash Back Offers – Up to $3,000
Many banks are offering cashback incentives of up to $3,000 to first-home buyers. This is a fantastic bonus to help cover moving costs, legal fees, or even furniture for your new home!
5. Refinance Cashback Offers – Up to $4,000
Thinking about refinancing? Some banks are offering cashback incentives between $2,000 and $4,000, with competitive interest rates ranging from 5.6% to 5.9%. It’s a great opportunity to lower your repayments and get extra cash back.
There are many other exclusive deals available that we can’t list all here! If you’re looking for tailored advice, book a consultation with our team through the link below. We also offer online consultations for clients in SA, WA, and other states!
Let’s make your dream home a reality – reach out today! 👉
VIC: Tracy Trang Le: https://lnkd.in/g2CRdX3u
NSW: Emily Hang Tran: https://lnkd.in/gH9CGCkK
QLD: Jenny Thao Hoang: https://lnkd.in/gXN_waVS
